If you are unemployed, you are in the financial marginalized class, which is out of the financial sector. If you do not have a clear job or regular income, you often get a loan rejection. However, even if you do not have a job, you do not know when you will need urgent money in what situation, so today we will have time to learn about the types of unemployed small loans and to learn about conditions and qualifications.
Woori Bank’s Emergency Loan
The first type of unemployed small loans is Woori Bank’s non-payment loans, which are approved by using the communication ratings of three telecom customers including SKT, KT, and LG U +.
The maximum amount of 3 million won can be used for one year, which is 4.68% of the pension.
It is possible to use as a negative account, and it has the advantage that interest rates are attached only to the amount used, and deposit and withdrawal are free, and preferential interest rates are applied when the communication rating is high.
Nonghyup Bank Nonghyup All-One Emergency Loan
Nonghyup Bank’s all-won emergency loan is also a loan that takes advantage of the communication rating. Those who are 19 years of age or older are eligible for the 9th grade.
It is a method of equalizing the principal with a limit of up to 3 million won and can be used as a minimum of 2.83%. You have to have an account of the Nonghyup Bank and you have the advantage of being able to apply quickly on your cell phone.
kakao bank emergency loan
This time, it is also a non-performing loan because it is suitable for unemployed loans because it is often a small loan and does not have to be legally examined. As a national over 19 years old, I need a guarantee from Seoul Guarantee Insurance. There should be no credit problems.
Up to 3 million won can be used for one year, and the period can be extended through the examination before the expiration date. It is a low interest rate as a 1 financial institution with a minimum of 3.131%, and it has the advantage that it can solve all of the mobile from loan application to approval.
Hana Bank Hanawonkyu emergency loan
The fourth type of unemployed small-scale loan is Hana Bank’s Hanawon Securities Emergency Loan, which is a Korean citizen over 19 years old and can issue insurance policies for Seoul Guarantee Insurance.
Up to 3 million won can be used, and it can be received as a negative account for one year with an interest rate of 4.557% per annum. It can be used through examination for up to 10 years and can be easily repaid at any time because there is no intermediate repayment fee.
Shinhan Bank’s Comfortable Emergency Loan
It is a Korean who is 19 years of age or older who can issue insurance policies of Seoul Guarantee Insurance. It should be within 6th grade of external credit rating and 5th grade of Seoul Guarantee Insurance.
It can be used for one year from the minimum of 500,000 won to the maximum of 2 million won. You can 폰테크 get a preferential interest rate when you transfer your salary and MY club a certain amount of transaction, or when you use Shinhan Card.
Negative bankbooks are available, and there is no mid-term repayment fee. Lower annual interest rate of 3.84%.
Shinhan Savings Bank’s novel 500
As a customer whose estimated income of Nice Credit Information Company is calculated, it can be used at a minimum interest rate of 11.9 percent to a maximum of 21.9 percent from a minimum of 100,000 won to a maximum of 5 million won.
The loan period can be selected from 12 months, 18 months, and 24 months, and the principal and interest are repaid on the payment date set every month by equal repayment of principal and interest. If the normal repayment is not made, the interest rate of the contract rate + 3% per annum is added within 24%.
KB Savings Bank Kiwi Emergency Loan
Next, the type of unemployed small loan that I will introduce is KB Savings Bank’s Kiwi emergency loan, which can be used quickly from 8.9% per annum to 8.9% per annum without an official certificate.
Anyone can meet our personal evaluation criteria and can use it for up to 5 years with a negative account or maturity date.